The Camp Transformation Center Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
The Camp Transformation Center is a fitness franchise offering group workouts and challenge-based body-transformation programs with coaching. Franchisees run studios built on memberships and challenge enrollments, staffing coaches.
FranchiseVerdict summary · 2026
A The Camp Transformation Center franchise requires a total initial investment of $349K – $472K, including a $50K franchise fee and an ongoing 6.0% royalty[2]. Per the 2025 FDD, average unit revenue was $470K[2]. SBA 7(a) loans show a 15.4% charge-off rate across 26 loans[1]. FranchiseVerdict grade: F (Weakest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2025 FDD issuance
Overview
- Investment
- $349K – $472K
- 64th pct Health & Fitn…
- Avg gross sales
- $470K
- 14th pct Health & Fitn…
- Royalty
- 6.0%
- 10th pct Health & Fitn…
- Units
- 80
- 77th pct Health & Fitn…
- SBA charge-off
- 15.4%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Health & Fitness · color = vs category peers
Green = favorable by >10% vs Health & Fitness avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $349K – $472K including a $50K franchise fee, 6.0% ongoing royalty.
- RETURNSAverage unit revenue of $470K/year (median $455K). Note: this is gross profit, not take-home income.
- RISKVerdict F (Weakest tier), verdict score 25/100 (higher is better). SBA loan charge-off rate of 15.4% across 26 loans (above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- FLAG19 units terminated last reporting year (23.8% of the system). Ask existing franchisees why.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- The Camp Franchise Systems LLC
- Parent company
- None
- Predecessor
- or parent company
- Prior franchisor entity
- CEO title
- Co-CEO
- Alejandra Font
- Incorporated in
- California
- HQ
- 5871 Pine Avenue, Suite 200, Chino Hills, CA 91709
- Auditor
- Golbar & Associates
- Audited financials
- Franchisor revenue
- $2.5M
- vs $2.4M prior year
Affiliated brands
- The Camp Bootcamp
Other brands the franchisor or its parent operates (Item 1).
Overview
About
- CEO
- Alejandra Font
- Headquarters
- CA
- Founded
- 2016
- FDD year
- 2025
- States available
- 4
Can you afford it, and what does the money buy?
Entry cost runs 28% below the typical health & fitness franchise.
Source: FDD 2025 · Items 5–7
Full Item 7 breakdown14 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $50K | $50K | |
| Travel and Living Expenses for Training | $2K | $5K | |
| Rent and Lease Deposit | $21K | $44K | |
| Construction | $52K | $70K | |
| Architect and Materials | $92K | $131K | |
| Equipment Pack | $59K | $59K | |
| Initial Inventory | $3K | $5K | |
| Technology Fee - initial payment | $500 | $500 | |
| Grand Opening Marketing | $5K | $5K | |
| Video Training | $350 | $350 | |
| Permits and Licenses | $3K | $10K | |
| Signage | $6K | $8K | |
| Insurance, Miscellaneous Deposits and Prepaid Expenses | $6K | $10K | |
| Additional Funds - Six Months | $50K | $75K | |
| Total initial investment | $349K | $472K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $349K – $472K
- Middle of category vs category
- Liquid capital req'd
- $50K – $75K
- Bottom third — review vs category
- Franchise fee
- $50K – $50K
- Middle of category vs category
- Royalty
- 6.0%
- percentage_of_gross · typical 6–8%
- Ad fund
- 2.5%
- typical 3–5%
- Total fee load
- 8.5%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 2.5% of gross sales |
| Technology fee | $500 |
| Transfer fee | $10K |
| Renewal fee | $25 |
| Inventory (initial) | $3K – $5K |
| Total fee load | 8.5% of rev |
What do units actually make?
Average unit sales run 23% below the health & fitness norm.
Source: FDD 2025 · Item 19
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$139K
29.5% margin
Unlevered ROIC
29%
EBITDA / total invested capital
Payback
3.4 yrs
cash-on-cash, unlevered
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit. The target band for an attractive franchise is 30–60% ROIC. Below that and a passive index fund likely outperforms; above that and the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses. It's the top line only. Operating costs below are category estimates. Override them to match your real lease quote, labor market, and build-out budget.
Returns model · single-unit ROIC
What would one The Camp Transformation Center unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
29%
Below the 30–60% attractive-franchise band
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
Levered LBO scenario · Yale Crease Capital framing
What would 25 The Camp Transformation Center units return on equity?
Equity IRR · 5-yr
46.5%
6.74× MOIC
Year-1 DSCR
1.94×
EBITDA ÷ debt service
Equity required
$2.4M
on $10.6M purchase
Total debt
$8.2M
SBA $5.0M + senior + seller note
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
- Avg gross sales
- $470K
- Per unit, per year
- Median gross sales
- $455K
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- gross sales
- Sample size
- 73 outlets
- vs category median 12 · large
- Range (low → high)
- $65K→$1.4M
- Cohort dispersion (min → max)
- Transparency tier
- full
- Categorical assessment of disclosure depth
- Reporting year
- 2024
- Fiscal year the figures cover
- Source filing
- FDD 2025
- Disclosed in the 2025 filing, covering 2024
- Transparency
- 9 / 10
- vs category median 4 / 10 · above
Compared against 173 Health & Fitness brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
Average unit generates $470K/year in gross sales. Revenue-to-investment ratio: 1.1x.
Fee burden
Total ongoing fee load of 8.5% (near the Health & Fitness average).
Disclosure
Transparency score 9/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Health & Fitness averages
How The Camp Transformation Center Compares
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 80
- Opened
- 5
- Last reporting year
- Closed
- 4
- Terminated
- 19
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 2
- Term expired, not renewed (per Item 20)
- Turnover rate
- 32.9%
- Company-owned
- 4
- Corporate units in the system
- % franchised
- 95%
- vs corporate-owned
3-year detail · Item 20
- Opened (3yr)
- 5
- Closed (3yr)
- 4
- Terminated (3yr)
- 19
- Non-renewed (3yr)
- 2
- Transfers (3yr)
- 6
- Reacquired (3yr)
- 1
- Franchisor bought back
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 5 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 26
- Loan volume
- $5.6M
- Median loan
- $184K
- 50th percentile
- Charge-off rate
- 15.4%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 84.6%
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 17
- Defaults
- 4
- Typical loan rate
- 9.1%
- avg rate to borrowers
- Franchised industry avg
- 15.8%
- brand beats franchise avg ↓
- Jobs supported
- 201
- 3.6 per loan
- Lender concentration
- 12%
- top lender's share
Borrower mix: 65% went to startups / new businesses, 35% to established operators
Franchise vs independent — in fitness and recreational sports centers, franchised businesses charge off at 15.8% vs 18.2% for independents — franchising is associated with 13% lower SBA default risk in this category.
Top lenders financing The Camp Transformation Center franchisees
Showing 3 of 17 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into The Camp Transformation Center's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 7 states
- Startup risk premium and job creation velocity
- 7-year lending trend
- SBA 504 real estate/equipment data
Instant access. No subscription.
What could kill this investment?
SBA loans here charge off near the 16.0% national average.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Litigation (Item 3)
2 case reference(s): 0 pending, 8 settled.
Largest disclosed settlement: $8
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Golbar & Associates
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Must buy proprietary products: No
- Restricted to system-approved products: No
Score breakdown · what drove the 25 / 100 verdict
- 01MINORPending DA false-advertising action + $1M wage-and-hour settlement + class action (4 matters)
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 8.5% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 2 |
| Protected territory | No |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 6 |
| Mandatory arbitration | No |
| Jury trial waiver | Yes |
| Governing law | The state where the Center is located |
| Litigation count | 5 |
View Item 3 litigation summary
2 case reference(s): 0 pending, 8 settled.
Items 10, 11
Training & Operations
- Classroom training
- 42 hrs
- On-the-job training
- 20 hrs
- Training location
- On-site and corporate
- Site selection
- joint
- POS system
- ABC point-of-sale (POS) system
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: ABC point-of-sale (POS) system
Item 20 · call current owners
Franchisee Contacts
15 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
The Camp Transformation Center · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a The Camp Transformation Center franchise?
The total investment to open a The Camp Transformation Center franchise ranges from $349K – $472K, with an initial franchise fee of $50K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do The Camp Transformation Center franchise owners earn?
According to Item 19 of the The Camp Transformation Center FDD, the average gross sales per unit is $470K. The median is $455K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Item 19 in the The Camp Transformation Center FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the The Camp Transformation Center FDD and qualifies whose outlets they describe.
What is The Camp Transformation Center's franchise failure rate?
Based on SBA 7(a) loan data, The Camp Transformation Center has a charge-off rate of 15.4% across 26 loans, meaning 15.4% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many The Camp Transformation Center franchise locations are there?
As of their most recent FDD filing, The Camp Transformation Center has 80 total units in the United States, including 76 franchised units and 4 company-owned units. 5 new units were opened in the latest reporting year.
Is The Camp Transformation Center a good franchise to buy?
FranchiseVerdict rates The Camp Transformation Center as a F-grade franchise with a verdict score of 25 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.