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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Submarina Sandwiches has no FDD on file; its column shows SBA lending facts only.
Focus by buyer type
| Brand |  Submarina Sandwiches Full-Service Restaurants No FDD on file Remove |  AStrongest tierLifestyle Publications Full-Service Restaurants 2025 FDD Remove |  BAbove averageMai or Genji Full-Service Restaurants 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | No FDD on file | FDD issued Apr 30, 2025 | FDD issued Oct 31, 2025 |
Investment range | Not extracted | $38K – $46K | $17K – $76K |
Liquid capital | Not extracted | $3K – $4K | $4K – $12K |
Franchise fee | Not extracted | $30K | $4K |
Royalty rate | Not extracted | 7.0% | Set by a formula |
Ad fund rate | Not extracted | Not extracted | 0.0% |
| Performance | |||
Avg gross sales | Not extracted | $444KPer franchisee, not per outletOutlet subset | No Item 19 representation |
Median gross sales | Not extracted | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted | Not disclosed |
Earnings metric | Not classified | Not classified | Not classified |
| Risk | |||
Rating | AStrongest tier | BAbove average | |
Verdict score | Not graded | 78 / 100 | 59 / 100 |
SBA charge-off rate | 35.6% (n=45) | Not SBA-matched | Not SBA-matched |
SBA loans on record | 45 | N/A | N/A |
| Scale | |||
Total units | Not extracted | 210 | 362 |
Net change (latest yr) | Not extracted | +27 | +10 |
Signed, not yet open | Not extracted | 14 (0.07 per open outlet) | Not extracted |
Turnover rate | Not extracted | 7.7% | 2.8% |
| Contract | |||
Initial term (years) | Not extracted | 5 | 3 |
Renewal term (years) | Not extracted | 5 | 3 |
Initial training (hrs) | Not extracted | 38 | 46 |
| Contacts | |||
Franchisee phones | 0 | 219 | 178 |
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