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3 brands side-by-side
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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageSnappy Tomato Pizza Quick-Service Restaurants 2025 FDD Remove |  BAbove averageFuego Cravings Quick-Service Restaurants 2025 FDD Remove |  DBelow averageSurf City Squeeze Quick-Service Restaurants 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Jul 16, 2025 | FDD issued Mar 19, 2025 | FDD issued Mar 28, 2025 |
Investment range | $121K – $351K | $145K – $324K | $89K – $390K |
Liquid capital | $10K – $30K | $60K – $72K | $5K – $15K |
Franchise fee | $25K | $35K | $30K |
Royalty rate | 5.0% | 5.0% | 6.0% |
Ad fund rate | 3.5% | 0.0% | 1.0% |
| Performance | |||
Avg gross sales | No Item 19 representation | Partial, no system averageOutlets $898K-$1.2M | No Item 19 representation |
Median gross sales | Not disclosed | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not extracted | Not disclosed |
Earnings metric | Not classified | Not classified | Not classified |
| Risk | |||
Rating | BAbove average | BAbove average | DBelow average |
Verdict score | 49 / 100 | 53 / 100 | 36 / 100 |
SBA charge-off rate | 20.0% (n=30) | Not SBA-matched | 12.0% (n=29) |
SBA loans on record | 30 | N/A | 29 |
| Scale | |||
Total units | 43 | 7 | 63 |
Net change (latest yr) | -1 | +4 | -2 |
Signed, not yet open | Not extracted | 0 (0.00 per open outlet) | Not extracted |
Turnover rate | 2.4% | 0.0% | 6.3% |
| Contract | |||
Initial term (years) | 10 | 5 | 10 |
Renewal term (years) | 5 | 5 | 5 |
Initial training (hrs) | 301 | 359 | 80 |
| Contacts | |||
Franchisee phones | 46 | 5 | 23 |
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