FranchiseVerdict
Snappy Tomato Pizza logo
FV-02367·MODERATEExcellent81

Snappy Tomato Pizza

Food & Beverage - PizzaFranchising since 1993Website
Investment
$121K – $351K
20th pct Pizza
Avg revenue
46th pct Pizza
Royalty
Units
43
56th pct Pizza
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $121K – $351K including a $25K franchise fee.
  • No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
  • Rated MODERATE with a risk score of 57/100. SBA loan default rate of 0.0% across 25 loans (below the industry average).
  • No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.

Item 1 · who you're contracting with

The Franchisor

Legal entity
SNAPPY TOMATO PIZZA COMPANY
Incorporated in
Kentucky
HQ
6111 Burgundy Hill Drive, Burlington, Kentucky 41005
Auditor
Rudler, PSC
Audited financials
Franchisor revenue
$2.5M
vs $2.6M prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Snappy Tomato Pizza unit return on the cash you put in?

Revenue · per unit, per year
$
Item 19 not disclosed — typing your own estimate
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: restaurant
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $121K–$351K
Working capital
$
FDD reports $10K–$30K

Unlevered ROIC · per unit

25%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$64K
EBITDA margin
8.5%
Total invested
$256K
Payback
48 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

Franchisees operate quick-service pizza restaurants, managing food preparation, customer service, delivery logistics, and staff scheduling. Day-to-day responsibilities include inventory management, food cost control, marketing execution, and maintaining quality standards across dine-in, carryout, and delivery channels.

CEO
Tim Gayhart
Founded
1993
FDD year
2025
States available
5

Item 7 · what it costs

The Vitals

Total investment
$121K – $351K
All-in to open one unit
Liquid capital
$10K – $30K
Cash you must have on hand
Franchise fee
$25K
Royalty
greater of 5.0% of Gross Sales or $400.00
Ad fund
3.5%
typical 3–5%
Total fee load
8.5%
vs 9–13% typical

Item 19

Financial Performance

This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.

Item 20 · unit dynamics

The Growth Chart

Total units
43
Opened
0
Last reporting year
Closed
1
Turnover rate
2.3%
Company-owned
2
Corporate units in the system
% franchised
95%
vs corporate-owned
Net growth (yr3)
-2.4%
Net unit change last year
3-yr CAGR
-2.4%
Compounded over last 3 years
2023
41±0
Franchised units
2024
42
Franchised units
2025
42
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 12 · 5 states reported

The Territory Map

FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.

5

states with franchisees (per FDD Item 12)

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
25
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

57
Risk · 0-100
MODERATE57 / 100

Snappy Tomato presents meaningful risk due to unit decline, undisclosed financials, and insufficient scale—requiring extensive franchisee validation before commitment.

Score breakdown · what drove the 57 / 100 rating

  1. 01MINORUnit count declining 2.4% YoY indicates shrinking franchise system with potential maturity or performance issues
  2. 02MEDNo disclosed average revenue or net income (Item 19 missing) prevents accurate ROI assessment and profitability validation
  3. 03MINORHigh royalty floor of $400/month ($4,800 annually) creates break-even pressure for lower-volume locations
  4. 04MINORWide investment range ($120,500-$351,000) suggests inconsistent build-out costs and unclear capital requirements
  5. 05MINORSmall unit base of 43 locations limits brand recognition, purchasing power, and support infrastructure

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Radius
Protected territory
Yes
Initial term
10 years
Renewal term
5 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
Kentucky

Item 11

Training & Operations

Classroom training
13 hrs
On-the-job training
288 hrs

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

3 numbers

Locked
(317) 232-••••
IN
(859) 525-••••
KY
(859) 743-••••
KY

One-time purchase · CSV download · Validation questions included

FDD download

Snappy Tomato Pizza · FDD (2025) PDF

Single-page checkout · instant download · CSV export of contacts available separately above