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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageSnap-on Automotive 2026 FDD Remove |  AStrongest tierJiffy Lube Automotive 2026 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | 2026 FDD | FDD issued Mar 27, 2026 |
Investment range | $223K – $509K | $211K – $510K |
Liquid capital | $5K – $38K | $45K – $45K |
Franchise fee | $16K | $35K |
Royalty rate | Not extracted | 4.0% |
Ad fund rate | Not extracted | 1.5% |
| Performance | ||
Avg gross sales | $796KOutlet subset | $1.1MNet sales |
Median gross sales | $756KOutlet subset | $974K |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | BAbove average | AStrongest tier |
Verdict score | 60 / 100 | 85 / 100 |
SBA charge-off rate | 11.8% (n=286) | 6.3% (n=98) |
SBA loans on record | 286 | 98 |
| Scale | ||
Total units | 3,328 | 2,083 |
Net change (latest yr) | -42 | +44 |
Signed, not yet open | 31 (0.01 per open outlet) | 5 (0.00 per open outlet) |
Turnover rate | 13.5% | 1.1% |
| Contract | ||
Initial term (years) | 10 | 20 |
Renewal term (years) | 5 | 10 |
Initial training (hrs) | 215 | 60 |
| Contacts | ||
Franchisee phones | 95 | 162 |
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