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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageSignarama Business Services 2026 FDD Remove |  BAbove averageJUNKCO+ Business Services 2026 FDD Remove |  AStrongest tierCraters & Freighters Business Services 2026 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Mar 27, 2026 | FDD issued Mar 30, 2026 | FDD issued Apr 13, 2026 |
Investment range | $245K – $345K | $228K – $338K | $207K – $390K |
Liquid capital | $39K – $61K | $15K – $30K | $40K – $60K |
Franchise fee | $50K | $55K | $30K |
Royalty rate | 6.0% | 5.0% | 5.0% |
Ad fund rate | Not extracted | 2.0% | 1.0% |
| Performance | |||
Avg gross sales | $916K | Partial, no system averageOutlets $816K-$816K | No Item 19 representation |
Median gross sales | $593K | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted | Not disclosed |
Earnings metric | Not classified | Not classified | Not classified |
| Risk | |||
Rating | CAverage | BAbove average | AStrongest tier |
Verdict score | 40 / 100 | 63 / 100 | 73 / 100 |
SBA charge-off rate | 29.5% (n=276) | Under 10 loans (3) | Under 10 loans (8) |
SBA loans on record | 276 | 3 | 8 |
| Scale | |||
Total units | 684 | 20 | 65 |
Net change (latest yr) | +3 | +20 | -1 |
Signed, not yet open | Not extracted | 15 (0.75 per open outlet) | 0 (0.00 per open outlet) |
Turnover rate | 3.9% | 0.0% | 1.5% |
| Contract | |||
Initial term (years) | 35 | 5 | 15 |
Renewal term (years) | 35 | 5 | 15 |
Initial training (hrs) | 160 | 25 | 84 |
| Contacts | |||
Franchisee phones | 321 | 5 | 55 |
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