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2 brands side-by-side
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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  DBelow averageSelectQuote Local Financial Services Remove |  AStrongest tierPAYROLL VAULT Financial Services Remove |
|---|---|---|
| Vitals | ||
Investment range | $74K – $114K | $77K – $112K |
Liquid capital | $6K – $20K | $3K – $10K |
Franchise fee | $55K | $69K |
Royalty rate | N/A | 6.0% |
Ad fund rate | N/A | N/A |
| Performance | ||
Avg gross sales | N/A | $282K |
Median gross sales | N/A | N/A |
Avg owner earnings Metric varies by brand. Check type below | N/A | N/A |
Earnings metric | Not classified | Total Income |
| Risk | ||
Rating | DBelow average | AStrongest tier |
Verdict score | 34 / 100 | 68 / 100 |
SBA charge-off rate | N/A | 7.7% |
SBA loans on record | N/A | 13 |
| Scale | ||
Total units | 1 | 55 |
Net change (latest yr) | N/A | N/A |
Turnover rate | 0.0% | 33.3% |
| Contract | ||
Initial term (years) | 10 | 5 |
Renewal term (years) | 10 | 10 |
Initial training (hrs) | 281 | 99 |
| Contacts | ||
Franchisee phones | 0 | 10 |
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