SelectQuote Local vs PAYROLL VAULT
Franchise Comparison 2026
Both SelectQuote Local and PAYROLL VAULT are financial services franchises. SelectQuote Local requires an investment of $74K – $114K while PAYROLL VAULT requires $77K – $112K. PAYROLL VAULT discloses average revenue of $282K; SelectQuote Local does not report Item 19 data. PAYROLL VAULT has SBA lending data on file with a 7.7% charge-off rate. FranchiseVerdict rates SelectQuote Local F (Bottom Quintile) and PAYROLL VAULT F (Bottom Quintile).
| Metric | SelectQuote Local | PAYROLL VAULT |
|---|---|---|
| Verdict Grade | FBottom QuintileBottom Quintile | FBottom QuintileBottom Quintile |
| Investment Range | $74K – $114K | $77K – $112K |
| Franchise Fee | $55K | $69K |
| Royalty Rate | 20.0% | greater of 6% of Gross Revenue or $400 |
| Average Revenue (Item 19) | N/A | $282K |
| SBA Charge-Off Rate | N/A | 7.7% (13 loans) |
| Total Units | 1 | 62 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2026 | 2012 |
| FDD Year | 2026 | 2025 |
Investment Range
$74K – $114K
$77K – $112K
Franchise Fee
$55K
$69K
Royalty Rate
20.0%
greater of 6% of Gross Revenue or $400
Average Revenue (Item 19)
N/A
$282K
SBA Charge-Off Rate
N/A
7.7% (13 loans)
Total Units
1
62
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2026
2012
FDD Year
2026
2025