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3 brands side-by-side
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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageSbarro Full-Service Restaurants 2025 FDD Remove |  DBelow averagePhở Hòa Full-Service Restaurants 2025 FDD Remove |  CAverageCandy Cloud Full-Service Restaurants 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Mar 31, 2025 | FDD issued Apr 1, 2025 | FDD issued Dec 23, 2025 |
Investment range | $212K – $931K | $391K – $759K | $389K – $749K |
Liquid capital | $10K – $15K | $30K – $45K | $15K – $20K |
Franchise fee | $30K | $30K | $40K |
Royalty rate | 5.0% | 4.0% | 6.0% |
Ad fund rate | 2.0% | Not extracted | 2.0% |
| Performance | |||
Avg gross sales | No Item 19 representation | No Item 19 representation | Partial, no system average |
Median gross sales | Not disclosed | Not disclosed | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not disclosed | Not extracted |
Earnings metric | Not classified | Not classified | monthly label but treated as annual (conservative) |
| Risk | |||
Rating | CAverage | DBelow average | CAverage |
Verdict score | 40 / 100 | 31 / 100 | 44 / 100 |
SBA charge-off rate | 36.4% (n=17) | Not SBA-matched | Limited · 13 loans |
SBA loans on record | 17 | N/A | 13 |
| Scale | |||
Total units | 371 | 17 | 13 |
Net change (latest yr) | -2 | -3 | +7 |
Signed, not yet open | Not extracted | 4 (0.24 per open outlet) | 29 (2.23 per open outlet) |
Turnover rate | 8.9% | 57.1% | 0.0% |
| Contract | |||
Initial term (years) | 10 | 5 | 10 |
Renewal term (years) | 5 | 5 | 10 |
Initial training (hrs) | 150 | 152 | 95 |
| Contacts | |||
Franchisee phones | 220 | 24 | 1 |
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