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3 brands side-by-side
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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageSbarro Full-Service Restaurants 2025 FDD Remove |  CAverageCandy Cloud Full-Service Restaurants 2025 FDD Remove |  DBelow averagePhở Hòa Full-Service Restaurants 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Mar 31, 2025 | FDD issued Dec 23, 2025 | FDD issued Apr 1, 2025 |
Investment range | $212K – $931K | $389K – $749K | $391K – $759K |
Liquid capital | $10K – $15K | $15K – $20K | $30K – $45K |
Franchise fee | $30K | $40K | $30K |
Royalty rate | 5.0% | 6.0% | 4.0% |
Ad fund rate | 2.0% | 2.0% | Not extracted |
| Performance | |||
Avg gross sales | No Item 19 representation | Partial, no system average | No Item 19 representation |
Median gross sales | Not disclosed | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not extracted | Not disclosed |
Earnings metric | Not classified | monthly label but treated as annual (conservative) | Not classified |
| Risk | |||
Rating | CAverage | CAverage | DBelow average |
Verdict score | 40 / 100 | 44 / 100 | 31 / 100 |
SBA charge-off rate | 36.4% (n=17) | Limited · 13 loans | Not SBA-matched |
SBA loans on record | 17 | 13 | N/A |
| Scale | |||
Total units | 371 | 13 | 17 |
Net change (latest yr) | -2 | +7 | -3 |
Signed, not yet open | Not extracted | 29 (2.23 per open outlet) | 4 (0.24 per open outlet) |
Turnover rate | 8.9% | 0.0% | 57.1% |
| Contract | |||
Initial term (years) | 10 | 10 | 5 |
Renewal term (years) | 5 | 10 | 5 |
Initial training (hrs) | 150 | 95 | 152 |
| Contacts | |||
Franchisee phones | 220 | 1 | 24 |
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