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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageRow House Health & Fitness 2025 FDD Remove |  CAverageMy Gym Health & Fitness 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Jun 30, 2025 | FDD issued May 16, 2025 |
Investment range | $194K – $481K | $241K – $426K |
Liquid capital | $10K – $40K | $25K – $50K |
Franchise fee | $49K | $55K |
Royalty rate | 7.0% | 7.0% |
Ad fund rate | 2.0% | 1.0% |
| Performance | ||
Avg gross sales | $326K | No Item 19 representation |
Median gross sales | $315K | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | CAverage | CAverage |
Verdict score | 45 / 100 | 40 / 100 |
SBA charge-off rate | 11.5% (n=47) | 37.5% (n=89) |
SBA loans on record | 47 | 89 |
| Scale | ||
Total units | 49 | 166 |
Net change (latest yr) | -16 | 0 |
Signed, not yet open | Not extracted | 6 (0.04 per open outlet) |
Turnover rate | 36.7% | 3.6% |
| Contract | ||
Initial term (years) | 10 | 12 |
Renewal term (years) | 5 | 12 |
Initial training (hrs) | 87 | 156 |
| Contacts | ||
Franchisee phones | 39 | 171 |
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