My Gym Franchise Cost, Revenue & Review 2026
Formerly known as Gym Consulting
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
My Gym is a children's-development franchise offering structured fitness, gymnastics, and play classes for infants through young kids. Franchisees run a facility teaching classes, hosting parties, and managing enrollment and instructors.
FranchiseVerdict summary · 2026
A My Gym franchise requires a total initial investment of $241K – $426K, including a $31K – $55K franchise fee and an ongoing 7.0% royalty[2]. The 2025 FDD does not disclose unit-level revenue (no Item 19). SBA 7(a) loans show a 37.5% charge-off rate across 89 loans[1]. FranchiseVerdict grade: C (Average), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2025 FDD issuance
Overview
- Investment
- $241K – $426K
- 47th pct Health & Fitn…
- Avg gross sales
- N/A
- Royalty
- 7.0%
- 30th pct Health & Fitn…
- Units
- 166
- 85th pct Health & Fitn…
- SBA charge-off
- 37.5%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Health & Fitness · color = vs category peers
Green = favorable by >10% vs Health & Fitness avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $241K – $426K including a $55K franchise fee, 7.0% ongoing royalty.
- RETURNSNo Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- RISKVerdict C (Average), verdict score 40/100 (higher is better). SBA loan charge-off rate of 37.5% across 89 loans (well above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- DATANo Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Gym Consulting, LLC
- Parent company
- Gym Consulting Holding, Inc.
- Predecessor
- Gym Consulting, Inc.
- Prior franchisor entity
- CEO title
- President, Chief Executive Officer, Secretary and Director
- Cory Bertisch
- CEO experience
- 1994 yrs
- Years in role or industry
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- CA
- HQ
- 15030 Ventura Boulevard, #157, Sherman Oaks, California 91403
- Auditor
- Hutchinson and Bloodgood LLP
- Audited financials
- Franchisor revenue
- $6.6M
- vs $6.0M prior year
Overview
About
- CEO
- Cory Bertisch
- Headquarters
- CA
- Founded
- 1994
- FDD year
- 2025
- States available
- 26
Can you afford it, and what does the money buy?
Entry cost runs 42% below the typical health & fitness franchise.
Source: FDD 2025 · Items 5–7
Full Item 7 breakdown13 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee | $55K | $55K | |
| Apparel and Promotional Itemsnot refundable | $8K | $8K | |
| Advertising and Promotionnot refundable | $25K | $25K | |
| Travel and Living Expenses While Trainingnot refundable | $0 | $6K | |
| Real Estate and Improvementsnot refundable | $50K | $150K | |
| Equipmentnot refundable | $63K | $63K | |
| My Gym Vehiclenot refundable | $0 | $40K | |
| Signsnot refundable | $2K | $5K | |
| Opening Inventorynot refundable | $3K | $5K | |
| Insurance | $2K | $7K | |
| Computer Hardware and Softwarenot refundable | $5K | $6K | |
| Miscellaneous Costsnot refundable | $4K | $8K | |
| Additional Funds (Three Months)not refundable | $25K | $50K | |
| Total initial investment | $241K | $426K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $241K – $426K
- Middle of category vs category
- Liquid capital req'd
- $25K – $50K
- Middle of category vs category
- Franchise fee
- $31K – $55K
- Bottom third — review vs category
- Royalty
- 7.0%
- percentage · typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 8.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 7.0% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Technology fee | $320 |
| Transfer fee | $15K |
| Inventory (initial) | $3K – $5K |
| Total fee load | 8.0% of rev |
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
My Gym did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one My Gym unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
61%
Above the 30–60% band. Verify revenue is per-unit average
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 8.0% (near the Health & Fitness average).
Disclosure
Franchisor chose not to disclose financial performance representations. You will need to gather unit economics directly from existing franchisees.
Operator retention
System roughly stable (-1.2% 3-year CAGR) with 166 units.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Health & Fitness averages
How My Gym Compares
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 166
- Opened
- 6
- Last reporting year
- Closed
- 6
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 3.1%
- Company-owned
- 4
- Corporate units in the system
- % franchised
- 98%
- vs corporate-owned
- Net growth (3-yr)
- -1.2%
- Net unit change over 3 years
- 3-yr CAGR
- -1.2%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 5
- Closed (3yr)
- 5
- Terminated (3yr)
- 0
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 7
- Reacquired (3yr)
- 3
- Franchisor bought back
- Transfer rate
- 3.0%
- Owners selling to other franchisees
- Ceased ops
- 3.6%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 27 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 89
- Loan volume
- $15.2M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 37.5%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 62.5%
- 5-yr charge-off
- 50.0%
- Loans approved 2021+
- Active lenders
- 22
- Defaults
- 27
- Typical loan rate
- 6.9%
- avg rate to borrowers
- Franchised industry avg
- 15.8%
- brand above franchise avg ↑
- Jobs supported
- 502
- 3.7 per loan
- Lender concentration
- 39%
- top lender's share
Borrower mix: 50% went to startups / new businesses, 50% to established operators
Franchise vs independent — in fitness and recreational sports centers, franchised businesses charge off at 15.8% vs 18.2% for independents — franchising is associated with 13% lower SBA default risk in this category.
Vintage analysis
My Gym charge-off rate by loan vintage
Top lenders financing My Gym franchisees
Showing 3 of 22 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into My Gym's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 20-year lending trend
Instant access. No subscription.
A 37.5% charge-off rate means roughly 1 in 3 franchisees failed to repay their SBA loan. Investigate what changed.
What could kill this investment?
SBA loans charge off at 37.5% — 134% above the 16.0% national norm, i.e. higher lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
My Gym presents elevated risk due to missing critical financial disclosures (Item 19), unclear franchisor financial health (going concern), stagnant unit growth, and a capital-intensive model with no transparent profitability data.
Litigation (Item 3)
No litigation required to be disclosed
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Hutchinson and Bloodgood LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 40 / 100 verdict
- 01MEDNo Item 19 (Average Unit Volume) disclosed — impossible to assess ROI or payback period on $240k-$426k investment
- 02HIGHGoing Concern indicator is FALSE — suggests potential financial instability or unclear viability of franchisor
- 03MINORUnit count stagnant at 166 with unknown/likely flat growth — no expansion momentum in children's fitness sector
- 04MED7% royalty on gross revenue (not net) combined with undisclosed profitability creates unpredictable unit economics
- 05MEDHigh initial investment ($55k franchise fee + $240k-$426k total) with no disclosed average revenue benchmarks to justify ROI
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 8.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 12 years |
|---|---|
| Renewal term | 12 years |
| Allowed renewalsℹ | 1 |
| Territory type | protected |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory radius | 7 mi |
| Territory population | 75,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 10 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Arbitration location | California |
| Jury trial waiver | Yes |
| Governing law | CA |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed
Items 10, 11
Training & Operations
- Classroom training
- 79 hrs
- On-the-job training
- 77 hrs
- Training location
- California (Encino, Pasadena, Toluca Lake, Valencia My Gym locations, or existing location near franchisee, or via Zoom)
- Ongoing training
- Required
- Time to open
- 7 mo
- From signing to launch
- Site selection
- franchisee with franchisor approval
- Franchisor financing
- Not offered
- Item 10
- POS system
- MGM 3.0
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: MGM 3.0
Item 20 · call current owners
Franchisee Contacts
171 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
My Gym · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a My Gym franchise?
The total investment to open a My Gym franchise ranges from $241K – $426K, with an initial franchise fee of $55K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do My Gym franchise owners earn?
My Gym does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the My Gym FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the My Gym FDD and qualifies whose outlets they describe.
What is My Gym's franchise failure rate?
Based on SBA 7(a) loan data, My Gym has a charge-off rate of 37.5% across 89 loans, meaning 37.5% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many My Gym franchise locations are there?
As of their most recent FDD filing, My Gym has 166 total units in the United States, including 162 franchised units and 4 company-owned units. 6 new units were opened in the latest reporting year.
Is My Gym a good franchise to buy?
FranchiseVerdict rates My Gym as a C-grade franchise with a verdict score of 40 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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If you represent My Gym, you can request corrections or provide updated information.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.