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indicates the clear winner per row. Ties and missing data are not highlighted.
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
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| Brand | Ramada Lodging 2026 FDD Remove | Wingate by Wyndham Lodging 2026 FDD Remove | AmericInn Lodging 2026 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Mar 31, 2026 | FDD issued Mar 31, 2026 | FDD issued Mar 31, 2026 |
Investment range | $238K – $5.3M | $407K – $4.2M | $316K – $4.2M |
Liquid capital | $126K – $192K | $134K – $200K | $133K – $199K |
Franchise fee | $35K | $36K | $35K |
Royalty rate | 5.0% | 5.5% | 5.0% |
Ad fund rate | 3.5% | 3.0% | 2.0% |
| Performance | |||
Avg gross sales | Partial, no system average | Partial, no system average | Partial, no system average |
Median gross sales | Not extracted | Not extracted | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted | Not extracted |
Earnings metric | Not classified | Not classified | Not classified |
| Risk | |||
Rating | CAverage | BAbove average | AStrongest tier |
Verdict score | 41 / 100 | 54 / 100 | 76 / 100 |
SBA charge-off rate | 11.8% (n=406) | 11.4% (n=144) | Limited · 30 loans |
SBA loans on record | 406 | 144 | 30 |
| Scale | |||
Total units | 247 | 194 | 230 |
Net change (latest yr) | -17 | +5 | +4 |
Signed, not yet open | 24 (0.10 per open outlet) | 32 (0.16 per open outlet) | 18 (0.08 per open outlet) |
Turnover rate | 8.9% | 4.1% | 2.2% |
| Contract | |||
Initial term (years) | 20 | 20 | 20 |
Renewal term (years) | Not extracted | Not extracted | Not extracted |
Initial training (hrs) | 66 | 75 | 34 |
| Contacts | |||
Franchisee phones | 234 | 181 | 100 |
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