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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAveragePiggly Wiggly Food Retail 2025 FDD Remove |  BAbove averageNick and Moes Food Retail 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Nov 12, 2025 | FDD issued Apr 21, 2025 |
Investment range | $2.0M – $6.7M | $2.3M – $3.2M |
Liquid capital | $75K – $300K | $25K – $50K |
Franchise fee | Not extracted | $45K |
Royalty rate | Not extracted | 5.0% |
Ad fund rate | Not extracted | 0.0% |
| Performance | ||
Avg gross sales | Partial, no system average | Partial, no system averageOutlets $5.1M-$16.4M |
Median gross sales | Not extracted | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted |
Earnings metric | P&L Bottom Line | Not classified |
| Risk | ||
Rating | CAverage | BAbove average |
Verdict score | 56 / 100 | 51 / 100 |
SBA charge-off rate | 17.1% (n=50) | Not SBA-matched |
SBA loans on record | 50 | N/A |
| Scale | ||
Total units | 90 | 6 |
Net change (latest yr) | -3 | 0 |
Signed, not yet open | Not extracted | 6 (1.00 per open outlet) |
Turnover rate | 3.3% | 0.0% |
| Contract | ||
Initial term (years) | 5 | 10 |
Renewal term (years) | 5 | 10 |
Initial training (hrs) | Not extracted | 24 |
| Contacts | ||
Franchisee phones | 1 | 0 |
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