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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
These figures come from FDDs of different years (2022, 2025, 2026). Costs, fees and unit counts change from one filing to the next, so the older column may be out of date.
Focus by buyer type
| Brand |  CAveragePiggly Wiggly Food Retail 2025 FDD Remove |  BAbove averageApna Bazar Food Retail 2022 FDD Remove |  BAbove averageMgm Liquor Food Retail 2026 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Nov 12, 2025 | FDD issued Jul 22, 2022 | FDD issued Mar 25, 2026 |
Investment range | $2.0M – $6.7M | $1.5M – $3.1M | $532K – $1.0M |
Liquid capital | $75K – $300K | $200K – $1.0M | $50K – $100K |
Franchise fee | Not extracted | $100K | $50K |
Royalty rate | Not extracted | 2.5% | Set by a formula |
Ad fund rate | Not extracted | 2.0% | 1.2% |
| Performance | |||
Avg gross sales | Partial, no system average | No Item 19 representation | $2.6MOutlet subset |
Median gross sales | Not extracted | Not disclosed | $2.7MOutlet subset |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed | Not extracted |
Earnings metric | P&L Bottom Line | Not classified | Not classified |
| Risk | |||
Rating | CAverage | BAbove average | BAbove average |
Verdict score | 56 / 100 | 46 / 100 | 53 / 100 |
SBA charge-off rate | 17.1% (n=50) | Not SBA-matched | 21.4% (n=29) |
SBA loans on record | 50 | N/A | 29 |
| Scale | |||
Total units | 90 | 17 | 28 |
Net change (latest yr) | -3 | 0 | -2 |
Signed, not yet open | Not extracted | Not extracted | Not extracted |
Turnover rate | 3.3% | 0.0% | 7.1% |
| Contract | |||
Initial term (years) | 5 | 20 | 20 |
Renewal term (years) | 5 | 10 | 20 |
Initial training (hrs) | Not extracted | 80 | 69 |
| Contacts | |||
Franchisee phones | 1 | 7 | 0 |
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