FranchiseVerdict
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FV-00156·CAUTIONStandard71FDD 2022

Apna Bazar

RetailFranchising since 2014Website
Investment
$1.5M – $6.6M
97th pct Retail
Avg revenue
53rd pct Retail
Royalty
Units
17
22nd pct Retail
SBA default

Bottom line

  • Total investment $1.5M – $6.6M including a $100K franchise fee.
  • No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
  • Rated CAUTION with a risk score of 76/100.
  • No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.

Item 1 · who you're contracting with

The Franchisor

Legal entity
Apna Franchise LLC
Incorporated in
New York
HQ
70 Somerset Ave, Hicksville, NY 11801
Auditor
Kalianna Lakshmanan CPA PC
Audited financials

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Apna Bazar unit return on the cash you put in?

Revenue · per unit, per year
$
Item 19 not disclosed — typing your own estimate
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: retail
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $1.5M–$6.6M
Working capital
$
FDD reports $200K–$1.0M

Unlevered ROIC · per unit

1%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$53K
EBITDA margin
7.0%
Total invested
$4.6M
Payback
1061 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

Apna Bazar franchisees operate ethnic grocery retail stores (likely South Asian groceries/international products based on brand name). Day-to-day operations include inventory management, stocking specialty foods/spices, managing staff, customer service, and competing in local markets without territorial protection. Revenue heavily depends on location quality and local demographic density.

CEO
Jaswinder Singh
Founded
2020
FDD year
2022
States available
5

Item 7 · what it costs

The Vitals

Total investment
$1.5M – $6.6M
All-in to open one unit
Liquid capital
$200K – $1.0M
Cash you must have on hand
Franchise fee
$100K
Royalty
The greater of $5,000 or 2.5% of Gross Revenues
Ad fund
2.0%
typical 3–5%
Total fee load
4.5%
vs 9–13% typical

Item 19

Financial Performance

This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.

Item 20 · unit dynamics

The Growth Chart

Total units
17
Opened
0
Last reporting year
Closed
0
Turnover rate
0.0%
Company-owned
9
Corporate units in the system
% franchised
47%
vs corporate-owned
Multi-unit owners
10.0%
Net growth (yr3)
+0.0%
Net unit change last year
3-yr CAGR
+33.3%
Compounded over last 3 years
2020
8±0
Franchised units
2021
8
Franchised units
2022
6
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 4 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 4 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

No SBA loan data available for this brand.

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

76
Risk · 0-100
CAUTION76 / 100

Apna Bazar presents HIGH RISK due to Going Concern status, absence of financial disclosures, tiny system size, unprotected territory, and unclear unit economics — investment viability cannot be independently validated.

Score breakdown · what drove the 76 / 100 rating

  1. 01HIGHGoing Concern status is FALSE — franchisor may be financially unstable or operationally distressed
  2. 02MINORNo average revenue or net income disclosure (Item 19) — impossible to assess unit-level profitability or ROI
  3. 03MINOROnly 17 units with unknown growth trajectory — extremely small system with unclear expansion momentum
  4. 04MINORUnprotected territory — franchisees face direct competition from other franchisees and corporate locations
  5. 05MINORWide investment range ($1.5M–$6.58M) suggests inconsistent unit economics or unclear cost structure
  6. 06MINOR2.5% royalty floor of $5,000/month minimum is aggressive for small-revenue locations — $60K/year baseline burden
  7. 07MED20-year term is unusually long with no performance benchmarks or renewal criteria disclosed
  8. 08HIGHNo litigation disclosed but combined with Going Concern status raises transparency concerns

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Protected territory
No
Initial term
20 years
Renewal term
10 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
No
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Optional
Governing law
New York

Item 11

Training & Operations

Classroom training
0 hrs
On-the-job training
80 hrs
POS system
SelloRama and All Island POS Systems
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

7 numbers

Locked
(718) 766-••••
The franchisor is APNA FRANCHISE LLC, located at
NY
(718) 846-••••
Isher Grocers LLC
NY
(718) 577-••••
Mann Grocers LLC
NY

One-time purchase · CSV download · Validation questions included

FDD download

Apna Bazar · FDD (2022) PDF

Single-page checkout · instant download · CSV export of contacts available separately above