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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  AStrongest tierPearle Vision Healthcare 2026 FDD Remove |  DBelow averageStructural Elements Healthcare 2026 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Mar 27, 2026 | FDD issued Feb 18, 2026 |
Investment range | $789K – $1.2M | $703K – $1.5M |
Liquid capital | $67K – $139K | $750 – $2K |
Franchise fee | $30K | $65K |
Royalty rate | 7.0% | 8.0% |
Ad fund rate | 8.0% | 1.0% |
| Performance | ||
Avg gross sales | $1.4MOutlet subsetNet sales | No Item 19 representation |
Median gross sales | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed |
Earnings metric | EBITDA | Not classified |
| Risk | ||
Rating | AStrongest tier | DBelow average |
Verdict score | 75 / 100 | 28 / 100 |
SBA charge-off rate | 1.5% (n=103) | Not SBA-matched |
SBA loans on record | 103 | N/A |
| Scale | ||
Total units | 484 | 3 |
Net change (latest yr) | -17 | 0 |
Signed, not yet open | 1 (0.00 per open outlet) | 0 (0.00 per open outlet) |
Turnover rate | 3.5% | 0.0% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 5 | 3 |
Initial training (hrs) | 80 | 41 |
| Contacts | ||
Franchisee phones | 25 | 12 |
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