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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageNan Xiang Express Quick-Service Restaurants 2025 FDD Remove |  BAbove averageNaf Naf Middle Eastern Grill Quick-Service Restaurants 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Sep 30, 2025 | 2025 FDD |
Investment range | $448K – $876K | $501K – $819K |
Liquid capital | $6K – $15K | $10K – $40K |
Franchise fee | $40K | $30K |
Royalty rate | 5.0% | 5.0% |
Ad fund rate | 1.0% | 1.0% |
| Performance | ||
Avg gross sales | No Item 19 representation | $1.0MIncl. company outletsNet sales |
Median gross sales | Not disclosed | $1.1MIncl. company outlets |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not extracted |
Earnings metric | Not classified | EBITDAR |
| Risk | ||
Rating | BAbove average | BAbove average |
Verdict score | 55 / 100 | 61 / 100 |
SBA charge-off rate | Not SBA-matched | Under 10 loans (4) |
SBA loans on record | N/A | 4 |
| Scale | ||
Total units | 10 | 41 |
Net change (latest yr) | +4 | +4 |
Signed, not yet open | Not extracted | 4 (0.10 per open outlet) |
Turnover rate | 0.0% | 2.4% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 5 | 10 |
Initial training (hrs) | 112 | 160 |
| Contacts | ||
Franchisee phones | 4 | 11 |
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