FranchiseVerdict
Naf Naf Middle Eastern Grill logo
FV-01731·STRONGExcellent95

Naf Naf Middle Eastern Grill

Food & Beverage - Full ServiceFranchising since 2018Website
Investment
$501K – $819K
66th pct Full Service
Avg revenue
$1.0M
19th pct Full Service
Royalty
5.0%
15th pct Full Service
Units
41
69th pct Full Service
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $501K – $819K including a $30K franchise fee, 5.0% ongoing royalty.
  • Average unit revenue of $1.0M/year (median $1.1M). Estimated payback in 2.1 years.
  • Rated STRONG with a risk score of 40/100. SBA loan default rate of 0.0% across 8 loans (below the industry average).
  • System growing at 33.3% CAGR over 3 years with 41 total units — strong expansion trajectory.

Item 1 · who you're contracting with

The Franchisor

Legal entity
Naf-Naf Franchising LLC
Parent company
Naf-Naf Holdings, LLC
Incorporated in
Delaware
HQ
720 North Franklin, Suite 400, Chicago, Illinois 60654
Auditor
Sikich CPA LLC
Audited financials
Franchisor revenue
$965K
vs $1.1M prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Naf Naf Middle Eastern Grill unit return on the cash you put in?

Revenue · per unit, per year
$
FDD Item 19 reports $1,036,912
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: generic
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $501K–$819K
Working capital
$
FDD reports $10K–$40K

Unlevered ROIC · per unit

26%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$176K
EBITDA margin
17.0%
Total invested
$685K
Payback
47 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Levered LBO scenario · Yale Crease Capital framing

What would 25 Naf Naf Middle Eastern Grill units return on equity?

Edit assumptions

Equity IRR · 5-yr

47.6%

6.99× MOIC

Year-1 DSCR

1.92×

EBITDA ÷ debt service

Equity required

$2.3M

on $10.4M purchase

Total debt

$8.1M

SBA $5.0M + senior + seller note

SBA 7(a) request ($5.2M) exceeds the $5M program cap. Excess capped automatically; backfill via conventional or equity.

Overview

About

Franchisees operate fast-casual Middle Eastern grill concepts serving shawarma, kebabs, and Mediterranean bowls. Day-to-day operations involve food prep, counter service, inventory management, and customer-facing service in a QSR environment with average unit volumes exceeding $1M annually.

CEO
Greg Willman
Founded
2018
FDD year
2025
States available
11

Item 7 · what it costs

The Vitals

Total investment
$501K – $819K
All-in to open one unit
Liquid capital
$10K – $40K
Cash you must have on hand
Franchise fee
$30K
Royalty
5.0%
Gross Sales · typical 6–8%
Ad fund
1.0%
typical 3–5%
Total fee load
6.0%
vs 9–13% typical
Payback period
2.1 yrs
From v3 / Item 19

Item 19

Financial Performance

Avg gross sales
$1.0M
Per unit, per year
Median gross sales
$1.1M
Item 19 type
Annual Net Sales and EBITDAR
Sample size
32 units
vs category median 15 · large
Range (low → high)
$392K$1.6M
Cohort dispersion
Transparency
10 / 5
vs category median 4 / 5 · above
Revenue rank19th
vs Food & Beverage - Full Service peers
Investment cost rank66th
Lower investment ranks lower (better)
Royalty rate rank15th
Lower royalty = lower percentile (better)
Unit count rank69th
vs Food & Beverage - Full Service peers
Risk score rank2th
Lower risk = lower percentile (better)

Item 20 · unit dynamics

The Growth Chart

Total units
41
Opened
5
Last reporting year
Closed
1
Turnover rate
2.4%
Company-owned
21
Corporate units in the system
% franchised
49%
vs corporate-owned
Multi-unit owners
5.0%
Net growth (yr3)
+25.0%
Net unit change last year
3-yr CAGR
+33.3%
Compounded over last 3 years
2023
20+4
Franchised units
2024
16
Franchised units
2025
15
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 11 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 11 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
8
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

40
Risk · 0-100
STRONG40 / 100

Moderate-to-caution risk profile: solid unit growth and revenue metrics offset by lack of financial disclosure verification, aggressive expansion trajectory, and unclear franchisor financial status.

Score breakdown · what drove the 40 / 100 rating

  1. 01MEDNo Item 19 (Financial Performance Representations) disclosed — cannot verify the $311,877 avg net income claim independently
  2. 02MINORRapid unit growth of 25% YoY suggests expansion velocity that may outpace quality control and support infrastructure
  3. 03MEDHigh initial investment ($501k-$819k) relative to disclosed net income creates 1.6-2.6 year payback pressure
  4. 04MINOR5% royalty on bi-weekly net sales is unusual structure — clarifies whether this applies to gross or net, creating potential ambiguity
  5. 05HIGHGoing Concern = False is ambiguous — does not clearly indicate financial health status of franchisor

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Radius
Protected territory
Yes
Initial term
10 years
Renewal term
10 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
Illinois

Item 11

Training & Operations

Classroom training
30 hrs
On-the-job training
130 hrs

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

18 numbers

Locked
(415) 972-••••
One Sansome Street, Suite
CA
(213) 576-••••
Suite
CA
(865) 474-••••
TN

One-time purchase · CSV download · Validation questions included

FDD download

Naf Naf Middle Eastern Grill · FDD (2025) PDF

Single-page checkout · instant download · CSV export of contacts available separately above