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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  AStrongest tierMidas Automotive 2025 FDD Remove |  BAbove averageBig Al's Mufflers–Brakes & More Automotive 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | 2025 FDD | FDD issued Jul 9, 2025 |
Investment range | $342K – $925K | $100K – $1.1M |
Liquid capital | $40K – $67K | $15K – $20K |
Franchise fee | $35K | $15K |
Royalty rate | 10.0% | 5.5% |
Ad fund rate | Not extracted | 4.0% |
| Performance | ||
Avg gross sales | $1.2M | No Item 19 representation |
Median gross sales | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed |
Earnings metric | Operating Income | Not classified |
| Risk | ||
Rating | AStrongest tier | BAbove average |
Verdict score | 73 / 100 | 60 / 100 |
SBA charge-off rate | 13.3% (n=451) | Not SBA-matched |
SBA loans on record | 451 | N/A |
| Scale | ||
Total units | 1,031 | 15 |
Net change (latest yr) | +8 | 0 |
Signed, not yet open | 7 (0.01 per open outlet) | Not extracted |
Turnover rate | 4.8% | 7.1% |
| Contract | ||
Initial term (years) | 20 | 10 |
Renewal term (years) | 20 | 5 |
Initial training (hrs) | 88 | 298 |
| Contacts | ||
Franchisee phones | 1,052 | 13 |
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