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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageMAXLIVING Healthcare 2025 FDD Remove |  CAverageNuSpine Chiropractic Healthcare 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Oct 14, 2025 | FDD issued May 7, 2025 |
Investment range | $207K – $537K | $175K – $550K |
Liquid capital | $5K – $15K | $20K – $90K |
Franchise fee | $50K | $49K |
Royalty rate | Flat fee | 7.0% |
Ad fund rate | Not extracted | 1.0% |
| Performance | ||
Avg gross sales | $909K | No Item 19 representation |
Median gross sales | $678K | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | CAverage | CAverage |
Verdict score | 45 / 100 | 45 / 100 |
SBA charge-off rate | Under 10 loans (4) | Under 10 loans (7) |
SBA loans on record | 4 | 7 |
| Scale | ||
Total units | 169 | 34 |
Net change (latest yr) | -12 | +2 |
Signed, not yet open | 3 (0.02 per open outlet) | 18 (0.53 per open outlet) |
Turnover rate | 33.1% | 5.9% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 5 | 10 |
Initial training (hrs) | 680 | 19 |
| Contacts | ||
Franchisee phones | 20 | 37 |
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