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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageMatterhorn Fit Health & Fitness 2025 FDD Remove |  CAverageRow House Health & Fitness 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | 2025 FDD | FDD issued Jun 30, 2025 |
Investment range | $264K – $424K | $194K – $481K |
Liquid capital | $47K – $65K | $10K – $40K |
Franchise fee | $50K | $49K |
Royalty rate | 7.0% | 7.0% |
Ad fund rate | 2.0% | 2.0% |
| Performance | ||
Avg gross sales | Partial, no system averageOutlets $377K-$700K | $326K |
Median gross sales | Not extracted | $315K |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | CAverage | CAverage |
Verdict score | 39 / 100 | 45 / 100 |
SBA charge-off rate | Not SBA-matched | 11.5% (n=47) |
SBA loans on record | N/A | 47 |
| Scale | ||
Total units | 3 | 49 |
Net change (latest yr) | +1 | -16 |
Signed, not yet open | 0 (0.00 per open outlet) | Not extracted |
Turnover rate | 0.0% | 36.7% |
| Contract | ||
Initial term (years) | 7 | 10 |
Renewal term (years) | 5 | 5 |
Initial training (hrs) | 43 | 87 |
| Contacts | ||
Franchisee phones | 1 | 39 |
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