Bottom line
- Total investment $264K – $424K including a $50K franchise fee, 7.0% ongoing royalty.
- Average unit revenue of $538K/year.
- Rated MODERATE with a risk score of 63/100.
- Emerging franchise — only 3 years of franchising with 3 units. Early-stage systems carry higher risk but may offer better territory availability.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Matterhorn Fit unit return on the cash you put in?
Unlevered ROIC · per unit
39%
In Yale's "attractive" band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Matterhorn Fit units return on equity?
Equity IRR · 5-yr
41.1%
5.59× MOIC
Year-1 DSCR
2.08×
EBITDA ÷ debt service
Equity required
$3.3M
on $11.8M purchase
Total debt
$8.6M
SBA $5.0M + senior + seller note
Overview
About
Matterhorn Fit franchisees operate fitness facilities offering specialized training programs and wellness services. Day-to-day operations include managing class schedules, personal training sessions, member retention, staff supervision, and facility maintenance while paying 7% of monthly gross sales to the franchisor.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 16 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Matterhorn Fit presents caution-level risk due to micro-scale unit count, undisclosed profitability metrics, franchisor financial concerns, and lack of demonstrated system viability despite reasonable average revenue figures.
Score breakdown · what drove the 63 / 100 rating
- 01MINOROnly 3 units in system with unknown growth trajectory suggests minimal scale and unproven replicability
- 02MINORNo Item 19 (Average Unit Volume) disclosure despite $538K avg revenue claim — lack of transparency on actual franchisee profitability
- 03HIGHGoing Concern status is FALSE, indicating potential financial instability at franchisor level
- 04MEDHigh initial investment ($263K-$423K) combined with 7% royalty creates significant breakeven pressure with no disclosed net income benchmarks
- 05MINOR7-year term is relatively short for fitness franchise model requiring clientele building and retention
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
30 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Matterhorn Fit · FDD (2025) PDF