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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageKwik Kopy Business Services 2025 FDD Remove |  AStrongest tierShrunk 3D Business Services 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Mar 28, 2025 | FDD issued Apr 30, 2025 |
Investment range | $211K – $248K | $187K – $267K |
Liquid capital | $65K – $80K | $5K – $20K |
Franchise fee | $25K | $50K |
Royalty rate | 7.0% | 8.0% |
Ad fund rate | Not extracted | 2.0% |
| Performance | ||
Avg gross sales | No Item 19 representation | Partial, no system average |
Median gross sales | Not disclosed | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not extracted |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | BAbove average | AStrongest tier |
Verdict score | 48 / 100 | 83 / 100 |
SBA charge-off rate | Limited · 64 loans | 0.0% (n=12) |
SBA loans on record | 64 | 12 |
| Scale | ||
Total units | 28 | 51 |
Net change (latest yr) | -4 | +29 |
Signed, not yet open | 0 (0.00 per open outlet) | 5 (0.10 per open outlet) |
Turnover rate | 14.3% | 3.9% |
| Contract | ||
Initial term (years) | 15 | 10 |
Renewal term (years) | 15 | 5 |
Initial training (hrs) | 128 | 16 |
| Contacts | ||
Franchisee phones | 4 | 60 |
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