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2 brands side-by-side
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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  AStrongest tierKoala Insulation Home Services Remove |  CAverageiFoam Home Services Remove |
|---|---|---|
| Vitals | ||
Investment range | $195K – $242K | $172K – $266K |
Liquid capital | $50K – $50K | $20K – $40K |
Franchise fee | $50K | $15K |
Royalty rate | N/A | N/A |
Ad fund rate | 1.0% | N/A |
| Performance | ||
Avg gross sales | $1.3M | $1.4M |
Median gross sales | $1.0M | $1.2M |
Avg owner earnings Metric varies by brand. Check type below | N/A | N/A |
Earnings metric | TOTAL GROSS REVENUE (Average) | Not classified |
| Risk | ||
Rating | AStrongest tier | CAverage |
Verdict score | 60 / 100 | 39 / 100 |
SBA charge-off rate | 5.9% | 6.1% |
SBA loans on record | 85 | 66 |
| Scale | ||
Total units | 333 | 90 |
Net change (latest yr) | N/A | N/A |
Turnover rate | 0.3% | 55.8% |
| Contract | ||
Initial term (years) | 10 | 5 |
Renewal term (years) | 5 | 5 |
Initial training (hrs) | 81 | 144 |
| Contacts | ||
Franchisee phones | 122 | 22 |
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