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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  DBelow averageKoala Insulation Home Services 2026 FDD Remove |
|---|---|
| Vitals | |
FDD filing | FDD issued Jan 23, 2026 |
Investment range | $195K – $242K |
Liquid capital | $50K – $50K |
Franchise fee | $50K |
Royalty rate | 6.5% |
Ad fund rate | 1.0% |
| Performance | |
Avg gross sales | $1.3MPer franchisee, not per outlet |
Median gross sales | $1.0MPer franchisee, not per outlet |
Avg owner earnings Metric varies by brand. Check type below | Not extracted |
Earnings metric | TOTAL GROSS REVENUE (Average) |
| Risk | |
Rating | DBelow average |
Verdict score | 36 / 100 |
SBA charge-off rate | 23.8% (n=85) |
SBA loans on record | 85 |
| Scale | |
Total units | 333 |
Net change (latest yr) | -59 |
Signed, not yet open | 8 (0.02 per open outlet) |
Turnover rate | 25.5% |
| Contract | |
Initial term (years) | 10 |
Renewal term (years) | 5 |
Initial training (hrs) | 81 |
| Contacts | |
Franchisee phones | 122 |
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