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FranchiseVerdict

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4 brands side-by-side

Compare up to 4 brands side by side

indicates the clear winner per row. Ties and missing data are not highlighted.

How winners are chosen

Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.

Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.

A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.

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These brands report different earnings metrics (Gross Sales, Total Income). Financial figures may not be directly comparable.

Focus by buyer type

Brand
H&R Block logoBAbove average
H&R Block
Financial Services
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AltoCFO logoCAverage
AltoCFO
Financial Services
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PAYROLL VAULT logoAStrongest tier
PAYROLL VAULT
Financial Services
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SelectQuote Local logoDBelow average
SelectQuote Local
Financial Services
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Vitals
Investment range
$34K – $159K
$77K – $116K
$77K – $112K
$74K – $114K
Liquid capital
$430 – $12K
$11K – $30K
$3K – $10K
$6K – $20K
Franchise fee
$3K
$50K
$69K
$55K
Royalty rate
40.0%
10.0%
6.0%
N/A
Ad fund rate
N/A
3.0%
N/A
N/A
Performance
Avg gross sales
N/A
$993KCompany-owned only1 outlet
$282K
N/A
Median gross sales
N/A
N/A
N/A
N/A
Avg owner earnings
Metric varies by brand. Check type below
N/A
N/A
N/A
N/A
Earnings metric
Not classified
Gross Sales
Total Income
Not classified
Risk
Rating
BAbove average
CAverage
AStrongest tier
DBelow average
Verdict score
54 / 100
39 / 100
68 / 100
34 / 100
SBA charge-off rate
5.6%
N/A
7.7%
N/A
SBA loans on record
54
N/A
13
N/A
Scale
Total units
8,688
1
55
1
Net change (latest yr)
N/A
N/A
N/A
N/A
Turnover rate
1.6%
0.0%
33.3%
0.0%
Contract
Initial term (years)
10
5
5
10
Renewal term (years)
10
5
10
10
Initial training (hrs)
61
40
99
281
Contacts
Franchisee phones
2,052
0
10
0

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