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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageGotcha Covered Home Services 2026 FDD Remove |  BAbove averagePlumbing Paramedics Home Services 2026 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Apr 8, 2026 | FDD issued Apr 10, 2026 |
Investment range | $123K – $167K | $96K – $193K |
Liquid capital | $20K – $35K | $20K – $50K |
Franchise fee | $70K | $40K |
Royalty rate | Flat fee | 5.0% |
Ad fund rate | Not extracted | 2.0% |
| Performance | ||
Avg gross sales | $590K | $1.4MPer franchisee, not per outlet |
Median gross sales | $395K | $1.4MPer franchisee, not per outlet |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | CAverage | BAbove average |
Verdict score | 40 / 100 | 60 / 100 |
SBA charge-off rate | 31.8% (n=55) | Under 10 loans (1) |
SBA loans on record | 55 | 1 |
| Scale | ||
Total units | 172 | 15 |
Net change (latest yr) | +3 | 0 |
Signed, not yet open | 3 (0.02 per open outlet) | 3 (0.20 per open outlet) |
Turnover rate | 12.2% | 0.0% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 10 | 10 |
Initial training (hrs) | 100 | 60 |
| Contacts | ||
Franchisee phones | 150 | 6 |
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