Gotcha Covered vs Plumbing Paramedics
Franchise Comparison 2026
Both Gotcha Covered and Plumbing Paramedics are home services franchises. Gotcha Covered requires an investment of $123K – $167K while Plumbing Paramedics requires $96K – $193K. Gotcha Covered discloses average revenue of $590K; Plumbing Paramedics does not report Item 19 data. Gotcha Covered has SBA lending data on file with a 12.7% charge-off rate. FranchiseVerdict rates Gotcha Covered A (Strongest tier) and Plumbing Paramedics A (Strongest tier).
| Metric | Gotcha Covered | Plumbing Paramedics |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $123K – $167K | $96K – $193K |
| Franchise Fee | $70K | $40K |
| Royalty Rate | Fixed monthly flat fee: Month 1 $350, Month 2 $400, Month 3 $450, Month 4 $700, Month 5 $750, Month 6 $800, Month 7 $1,050, Month 8 $1,100, Month 9 $1,150, Month 10 $1,300, Month 11 $1,350, Months 12-36 $1,400, Month 37+ $2,250; plus $0.06 per household over 30,000 in territory | 5.0% |
| Average Revenue (Item 19) | $590K | N/A |
| SBA Charge-Off Rate | 12.7% (55 loans) | Limited data |
| Total Units | 172 | 15 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2009 | 2021 |
| FDD Year | 2026 | 2026 |
Investment Range
$123K – $167K
$96K – $193K
Franchise Fee
$70K
$40K
Royalty Rate
Fixed monthly flat fee: Month 1 $350, Month 2 $400, Month 3 $450, Month 4 $700, Month 5 $750, Month 6 $800, Month 7 $1,050, Month 8 $1,100, Month 9 $1,150, Month 10 $1,300, Month 11 $1,350, Months 12-36 $1,400, Month 37+ $2,250; plus $0.06 per household over 30,000 in territory
5.0%
Average Revenue (Item 19)
$590K
N/A
SBA Charge-Off Rate
12.7% (55 loans)
Limited data
Total Units
172
15
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2009
2021
FDD Year
2026
2026