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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageFarmer Boys Quick-Service Restaurants 2025 FDD Remove |  BAbove averageDel Taco Quick-Service Restaurants 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Jul 28, 2025 | FDD issued May 5, 2025 |
Investment range | $1.6M – $3.2M | $1.5M – $3.3M |
Liquid capital | $69K – $149K | $28K – $65K |
Franchise fee | $45K | $35K |
Royalty rate | 5.0% | 5.0% |
Ad fund rate | 3.0% | 4.0% |
| Performance | ||
Avg gross sales | $2.4MNet sales | $1.6MOutlet subset |
Median gross sales | $2.3M | $1.5MOutlet subset |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted |
Earnings metric | Not classified | Average Sales |
| Risk | ||
Rating | BAbove average | BAbove average |
Verdict score | 65 / 100 | 51 / 100 |
SBA charge-off rate | 10.0% (n=20) | 18.9% (n=50) |
SBA loans on record | 20 | 50 |
| Scale | ||
Total units | 102 | 594 |
Net change (latest yr) | +1 | +40 |
Signed, not yet open | 11 (0.11 per open outlet) | 4 (0.01 per open outlet) |
Turnover rate | 0.0% | 3.0% |
| Contract | ||
Initial term (years) | 20 | 20 |
Renewal term (years) | 10 | 20 |
Initial training (hrs) | 540 | 448 |
| Contacts | ||
Franchisee phones | 98 | 18 |
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