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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand | Express Employment Professionals Business Services 2026 FDD Remove | Atwork Business Services 2026 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Mar 27, 2026 | FDD issued Mar 31, 2026 |
Investment range | $131K – $288K | $165K – $250K |
Liquid capital | $75K – $175K | $75K – $140K |
Franchise fee | $40K | $40K |
Royalty rate | Not extracted | 7.0% |
Ad fund rate | Not extracted | 0.5% |
| Performance | ||
Avg gross sales | $5.3M | $3.7MOutlet subset |
Median gross sales | $4.0M | $1.8MOutlet subset |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | AStrongest tier | AStrongest tier |
Verdict score | 79 / 100 | 76 / 100 |
SBA charge-off rate | 2.0% (n=113) | Limited · 10 loans |
SBA loans on record | 113 | 10 |
| Scale | ||
Total units | 765 | 90 |
Net change (latest yr) | -25 | -1 |
Signed, not yet open | 5 (0.01 per open outlet) | Not extracted |
Turnover rate | 9.4% | 25.3% |
| Contract | ||
Initial term (years) | 5 | 10 |
Renewal term (years) | 5 | Not extracted |
Initial training (hrs) | 110 | 33 |
| Contacts | ||
Franchisee phones | 740 | 0 |
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