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FranchiseVerdict

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4 brands side-by-side

Compare up to 5 brands side by side

indicates the clear winner per row. Ties and missing data are not highlighted.

How winners are chosen

Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.

Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.

A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.

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These figures come from FDDs of different years (2025, 2026). Costs, fees and unit counts change from one filing to the next, so the older column may be out of date.

Focus by buyer type

Brand
Co/LAB Lending logoCAverage
Co/LAB Lending
Real Estate
2025 FDD
Remove
Sunbelt Business Brokers logoAStrongest tier
Sunbelt Business Brokers
Real Estate
2025 FDD
Remove
SVN logoBAbove average
SVN
Real Estate
2026 FDD
Remove
SnapHouss logoBAbove average
SnapHouss
Real Estate
2025 FDD
Remove
Vitals
FDD filing
2025 FDD
FDD issued Sep 25, 2025
FDD issued Mar 31, 2026
FDD issued Apr 4, 2025
Investment range
$55K – $114K
$61K – $115K
$37K – $124K
$31K – $130K
Liquid capital
$10K – $25K
$15K – $45K
$4K – $44K
$5K – $10K
Franchise fee
$30K
$40K
$30K
$10K
Royalty rate
6.0%
4.0%
7.0%
7.0%
Ad fund rate
1.0%
Not extracted
2.0%
4.0%
Performance
Avg gross sales
No Item 19 representation
No Item 19 representation
Partial, no system average
$103K
Median gross sales
Not disclosed
Not disclosed
Not extracted
$84K
Avg owner earnings
Metric varies by brand. Check type below
Not disclosed
Not disclosed
Not extracted
Not extracted
Earnings metric
Not classified
Not classified
Not classified
Not classified
Risk
Rating
CAverage
AStrongest tier
BAbove average
BAbove average
Verdict score
39 / 100
74 / 100
49 / 100
63 / 100
SBA charge-off rate
Not SBA-matched
Under 10 loans (6)
Limited · 14 loans
Not SBA-matched
SBA loans on record
N/A
6
14
N/A
Scale
Total units
1
130
115
29
Net change (latest yr)
0
+8
-6
+11
Signed, not yet open
0 (0.00 per open outlet)
0 (0.00 per open outlet)
Not extracted
11 (0.38 per open outlet)
Turnover rate
0.0%
0.8%
8.7%
9.1%
Contract
Initial term (years)
7
10
5
5
Renewal term (years)
5
10
5
5
Initial training (hrs)
95
16
24
18
Contacts
Franchisee phones
0
103
1
0

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