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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  AStrongest tierCalifornia Pizza Kitchen Full-Service Restaurants 2026 FDD Remove |  AStrongest tierIHOP Full-Service Restaurants 2026 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | 2026 FDD | FDD issued Mar 27, 2026 |
Investment range | $1.6M – $5.4M | $2.7M – $4.2M |
Liquid capital | $100K – $350K | $50K – $200K |
Franchise fee | $50K | $50K |
Royalty rate | 5.0% | 4.5% |
Ad fund rate | 1.0% | 3.5% |
| Performance | ||
Avg gross sales | No Item 19 representation | Partial, no system averageOutlets $288K-$6.7M |
Median gross sales | Not disclosed | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not extracted |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | AStrongest tier | AStrongest tier |
Verdict score | 70 / 100 | 70 / 100 |
SBA charge-off rate | Not SBA-matched | 7.3% (n=299) |
SBA loans on record | N/A | 299 |
| Scale | ||
Total units | 121 | 1,693 |
Net change (latest yr) | +2 | -22 |
Signed, not yet open | Not extracted | 2 (0.00 per open outlet) |
Turnover rate | 0.8% | 2.9% |
| Contract | ||
Initial term (years) | 10 | 20 |
Renewal term (years) | 5 | 10 |
Initial training (hrs) | 320 | 316 |
| Contacts | ||
Franchisee phones | 15 | 1,680 |
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