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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  DBelow averageBahama Buck’s Retail 2025 FDD Remove |  CAverageZEISS VISION CENTER Retail 2025 FDD Remove |  AStrongest tier7-Eleven Retail 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Jul 16, 2025 | FDD issued Jul 14, 2025 | FDD issued Apr 1, 2025 |
Investment range | $540K – $1.2M | $605K – $1.1M | $142K – $1.6M |
Liquid capital | $20K – $20K | $75K – $200K | $66K – $198K |
Franchise fee | $35K | $25K | Not extracted |
Royalty rate | 6.0% | Not extracted | Tiered by sales volume |
Ad fund rate | 2.0% | Not extracted | 1.0% |
| Performance | |||
Avg gross sales | $526K | No Item 19 representation | Partial, no system averageOutlets $525K-$4.5M |
Median gross sales | $534K | Not disclosed | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed | Not extracted |
Earnings metric | EBITDA | Not classified | Not classified |
| Risk | |||
Rating | DBelow average | CAverage | AStrongest tier |
Verdict score | 35 / 100 | 43 / 100 | 78 / 100 |
SBA charge-off rate | 20.3% (n=134) | Not SBA-matched | Limited · 16 loans |
SBA loans on record | 134 | N/A | 16 |
| Scale | |||
Total units | 115 | 0 | 8,254 |
Net change (latest yr) | 0 | 0 | -16 |
Signed, not yet open | Not extracted | 0 | Not extracted |
Turnover rate | 3.5% | Not extracted | 3.8% |
| Contract | |||
Initial term (years) | 10 | 10 | 15 |
Renewal term (years) | 10 | 10 | 15 |
Initial training (hrs) | 40 | 12 | 300 |
| Contacts | |||
Franchisee phones | 92 | 2 | 1,142 |
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