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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  AStrongest tierBAD ASS COFFEE OF HAWAII Quick-Service Restaurants Remove |  DBelow averageH&H Bagels Quick-Service Restaurants Remove |
|---|---|---|
| Vitals | ||
Investment range | $526K – $992K | $633K – $892K |
Liquid capital | $30K – $30K | $25K – $25K |
Franchise fee | $40K | $40K |
Royalty rate | 5.0% | 6.0% |
Ad fund rate | 2.0% | 2.0% |
| Performance | ||
Avg gross sales | $665KNet sales | N/A |
Median gross sales | $519K | N/A |
Avg owner earnings Metric varies by brand. Check type below | N/A | N/A |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | AStrongest tier | DBelow average |
Verdict score | 64 / 100 | 34 / 100 |
SBA charge-off rate | 0.0% | N/A |
SBA loans on record | 10 | 4 |
| Scale | ||
Total units | 33 | 12 |
Net change (latest yr) | N/A | N/A |
Turnover rate | 3.1% | 0.0% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 10 | 5 |
Initial training (hrs) | 80 | 80 |
| Contacts | ||
Franchisee phones | 51 | 1 |
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