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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  FWeakest tier1-800-Flowers Retail 2025 FDD Remove |  BAbove averageAaron's Retail 2025 FDD Remove |  AStrongest tierFamily Fare Retail 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Oct 16, 2025 | FDD issued Jun 30, 2025 | FDD issued Apr 27, 2025 |
Investment range | $259K – $933K | $307K – $838K | $30K – $1.2M |
Liquid capital | $60K – $150K | $100K – $240K | $15K – $60K |
Franchise fee | $30K | $35K | $10K |
Royalty rate | 6.0% | 6.0% | Not extracted |
Ad fund rate | 0.0% | 0.0% | 0.0% |
| Performance | |||
Avg gross sales | No Item 19 representation | No Item 19 representation | Partial, no system average |
Median gross sales | Not disclosed | Not disclosed | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not disclosed | Not extracted |
Earnings metric | Not classified | Not classified | Not classified |
| Risk | |||
Rating | FWeakest tier | BAbove average | AStrongest tier |
Verdict score | 24 / 100 | 50 / 100 | 75 / 100 |
SBA charge-off rate | Limited · 17 loans | Under 10 loans (6) | Not SBA-matched |
SBA loans on record | 17 | 6 | N/A |
| Scale | |||
Total units | 39 | 1,183 | 104 |
Net change (latest yr) | -13 | +4 | 0 |
Signed, not yet open | 0 (0.00 per open outlet) | 0 (0.00 per open outlet) | 0 (0.00 per open outlet) |
Turnover rate | 33.3% | 0.4% | 4.8% |
| Contract | |||
Initial term (years) | 10 | 10 | 5 |
Renewal term (years) | 10 | 10 | 5 |
Initial training (hrs) | 38 | 12 | 61 |
| Contacts | |||
Franchisee phones | 121 | 52 | 106 |
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