United Check Cashing vs TFW Advisors
Franchise Comparison 2026
Both United Check Cashing and TFW Advisors are financial services franchises. United Check Cashing requires an investment of $226K – $297K while TFW Advisors requires $70K – $280K. United Check Cashing has SBA lending data on file with a 25.0% charge-off rate. FranchiseVerdict rates United Check Cashing D (Below average) and TFW Advisors C (Average).
| Metric | United Check Cashing | TFW Advisors |
|---|---|---|
| Verdict Grade | DBelow average | CAverage |
| Investment Range | $226K – $297K | $70K – $280K |
| Franchise Fee | $30K | $35K |
| Royalty Rate | 1.0% | 10.0% |
| Average Revenue (Item 19) | N/A | N/ANo Item 19 representation |
| SBA Charge-Off Rate | 25.0% (46 loans) | N/A |
| Total Units | 48 | 9 |
| Unit Growth (YoY) | -4 units | +3 units |
| Year Began Franchising | 1991 | 2023 |
| FDD Year | 2025 | 2025 |
Investment Range
$226K – $297K
$70K – $280K
Franchise Fee
$30K
$35K
Royalty Rate
1.0%
10.0%
Average Revenue (Item 19)
N/A
N/ANo Item 19 representation
SBA Charge-Off Rate
25.0% (46 loans)
N/A
Total Units
48
9
Unit Growth (YoY)
-4 units
+3 units
Year Began Franchising
1991
2023
FDD Year
2025
2025