Is That 1 Painter or North Central Insulation cheaper to open?

That 1 Painter costs $113,000–$142,000 and North Central Insulation costs $87,450–$170,000 to open (FDD Item 7). North Central Insulation has the lower entry cost.

Which is the better franchise, That 1 Painter or North Central Insulation?

FranchiseVerdict grades That 1 Painter A and North Central Insulation C, from FDD Items 5–7, 19–21 and SBA loan performance. See the full side-by-side above.

That 1 Painter vs North Central Insulation

Franchise Comparison 2026

Both That 1 Painter and North Central Insulation are home services franchises. That 1 Painter requires an investment of $113K – $142K while North Central Insulation requires $87K – $170K. That 1 Painter discloses average revenue of $666K; North Central Insulation makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Note: Averaged per franchisee, not per outlet - not comparable with per-outlet figures. FranchiseVerdict rates That 1 Painter A (Strongest tier) and North Central Insulation C (Average).

Metric	That 1 Painter	North Central Insulation
Verdict Grade	AStrongest tier	CAverage
Investment Range	$113K – $142K	$87K – $170K
Franchise Fee	$59K	$40K
Royalty Rate	6.0%	2.0%
Average Revenue (Item 19)	$666KPer franchisee, not per outlet	N/ANo Item 19 representation
SBA Charge-Off Rate	Limited data	N/A
Total Units	271	7
Unit Growth (YoY)	+203 units	+0 units
Year Began Franchising	2021	2025
FDD Year	2025	2025