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FranchiseVerdict

Talkin’ Tacos vs Breadsmith

Franchise Comparison 2026

Both Talkin’ Tacos and Breadsmith are quick-service restaurants franchises. Talkin’ Tacos requires an investment of $271K – $575K while Breadsmith requires $399K – $446K. Breadsmith discloses average revenue of $1.2M; Talkin’ Tacos does not report Item 19 data. Note: Reported for a subset of outlets rather than the whole system. Breadsmith has SBA lending data on file with a 7.7% charge-off rate. FranchiseVerdict rates Talkin’ Tacos D (Below average) and Breadsmith A (Strongest tier).

Investment Range
$271K – $575K
$399K – $446K
Franchise Fee
$45K
$49K
Royalty Rate
6.5%
7.0%
Average Revenue (Item 19)
N/A
$1.2MOutlet subset
SBA Charge-Off Rate
N/A
7.7% (34 loans)
Total Units
4
32
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2022
1993
FDD Year
2023
2026