Bottom line
- Total investment $271K – $575K including a $45K franchise fee, 6.5% ongoing royalty.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated CAUTION with a risk score of 74/100.
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Talkin’ Tacos unit return on the cash you put in?
Unlevered ROIC · per unit
26%
Below typical band (30–60%)
Overview
About
Franchisees operate quick-service taco restaurants, managing food prep, customer service, inventory, and point-of-sale operations. Day-to-day responsibilities include staff scheduling, quality control, local marketing, and revenue reporting to corporate (6.5% royalty). Franchisees are responsible for hiring, training, and maintaining profitability within their protected territory.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 7 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Talkin' Tacos presents HIGH RISK due to a micro-sized system (4 units), no financial performance transparency, going concern issues, and inability to validate ROI against a $271K-$575K investment.
Score breakdown · what drove the 74 / 100 rating
- 01MINOROnly 4 units in system with unknown/likely stagnant growth trajectory raises viability concerns
- 02HIGHGoing Concern = False indicates potential financial distress or structural weakness at franchisor level
- 03MINORNo Item 19 financial disclosures (average revenue/net income) prevents ROI validation and suggests franchisor may lack credible performance data
- 04MEDHigh investment range ($271K-$575K) with no disclosed average unit economics creates blind spot for franchisee profitability
- 05MINORExtremely small franchise system (4 units) offers minimal support infrastructure and weak brand recognition
- 06MINOR10-year term locks franchisee into relationship with undercapitalized franchisor lacking proven operational track record
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
14 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Talkin’ Tacos · FDD (2023) PDF