Talkin’ TacosFranchise Cost, Revenue & Review 2026
Data from FDD filing
FranchiseVerdict summary · 2026
A Talkin’ Tacos franchise requires a total initial investment of $271K – $575K, including a $45K franchise fee and an ongoing 6.5% royalty[2]. The 2023 FDD does not disclose unit-level revenue (no Item 19). Verdict grade: B. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2023 FDD issuance
Overview
- Investment
- $271K – $575K
- 15th pct Service Resta…
- Avg gross sales
- N/A
- 28th pct Service Resta…
- Royalty
- 6.5%
- 42nd pct Service Resta…
- Units
- 4
- 10th pct Service Resta…
- SBA default
- N/A
Quick verdict · Full-Service Restaurants · color = vs category peers
Green = >15% above Full-Service Restaurants avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- Total investment $271K – $575K including a $45K franchise fee, 6.5% ongoing royalty.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict B (Above Average) with a risk score of 62/100.
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- TALKIN TACOS LLC
- CEO title
- CEO
- Omar Al-Massalkhi
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- FL
- HQ
- 3456 Red Road, Miramar, FL 33025
- Auditor
- Smith, Buzzi & Associates, LLC
- Audited financials
- Franchisor revenue
- $75K
- Most recent fiscal year
Overview
About
Franchisees operate quick-service taco restaurants, managing food prep, customer service, inventory, and point-of-sale operations. Day-to-day responsibilities include staff scheduling, quality control, local marketing, and revenue reporting to corporate (6.5% royalty). Franchisees are responsible for hiring, training, and maintaining profitability within their protected territory.
- CEO
- Omar Al-Massalkhi
- Headquarters
- FL
- Founded
- 2022
- FDD year
- 2023
- States available
- 1
FDD Item 7 · 2023 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $45K | $45K |
| Working capital (3–6 mo) | $40K | $75K |
| Equipment, build-out, other | $186K | $455K |
| Total initial investment | $271K | $575K |
Source: Talkin’ Tacos 2023 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $271K – $575K
- Better than avg vs category
- Liquid capital req'd
- $40K – $75K
- Better than avg vs category
- Franchise fee
- $45K – $45K
- Better than avg vs category
- Royalty
- 6.5%
- percentage_of_gross · typical 6–8%
- Ad fund
- 0.0%
- typical 3–5%
- Total fee load
- 6.5%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.5% of gross sales |
| Marketing / ad fund | 0.0% of gross sales |
| Technology fee | $400 |
| Training fee | $250 |
| Transfer fee | $305 |
| Renewal fee | $25 |
| Total fee load | 6.5% of rev |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Full-Service Restaurants averages
How Talkin’ Tacos Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 4
- Opened
- 0
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 0.0%
- Company-owned
- 4
- Corporate units in the system
- % franchised
- 0%
- vs corporate-owned
- Multi-unit owners
- 12.5%
3-year detail · Item 20
- Transfers (3yr)
- 0
- Projected new
- 7
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 7 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Talkin' Tacos presents HIGH RISK due to a micro-sized system (4 units), no financial performance transparency, going concern issues, and inability to validate ROI against a $271K-$575K investment.
Litigation (Item 3)
No litigation is required to be disclosed in this Item.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Smith, Buzzi & Associates, LLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 62 / 100 rating
- 01MINOROnly 4 units in system with unknown/likely stagnant growth trajectory raises viability concerns
- 02HIGHGoing Concern = False indicates potential financial distress or structural weakness at franchisor level
- 03MINORNo Item 19 financial disclosures (average revenue/net income) prevents ROI validation and suggests franchisor may lack credible performance data
- 04MEDHigh investment range ($271K-$575K) with no disclosed average unit economics creates blind spot for franchisee profitability
- 05MINORExtremely small franchise system (4 units) offers minimal support infrastructure and weak brand recognition
- 06MINOR10-year term locks franchisee into relationship with undercapitalized franchisor lacking proven operational track record
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | Radius |
| Protected territory | Yes |
| Exclusive territoryℹ | Yes |
| Territory radius | 3 mi |
| Online sales rightsℹ | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Florida |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation is required to be disclosed in this Item.
Items 10, 11
Training & Operations
- Classroom training
- 15 hrs
- On-the-job training
- 141 hrs
- Training location
- On-site and corporate
- Ongoing training
- Required
- POS system
- Revi POS
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Revi POS
Item 20 · call current owners
Franchisee Contacts
14 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Talkin’ Tacos · FDD (2023) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Talkin’ Tacos franchise?
The total investment to open a Talkin’ Tacos franchise ranges from $271K – $575K, with an initial franchise fee of $45K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Talkin’ Tacos franchise owners earn?
Talkin’ Tacos does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Talkin’ Tacos's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Talkin’ Tacos (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Talkin’ Tacos franchise locations are there?
As of their most recent FDD filing, Talkin’ Tacos has 4 total units in the United States, including 0 franchised units and 4 company-owned units.
Is Talkin’ Tacos a good franchise to buy?
FranchiseVerdict rates Talkin’ Tacos as a B-grade franchise with a risk score of 62 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.