SelectQuote Local vs H&R Block
Franchise Comparison 2026
Both SelectQuote Local and H&R Block are financial services franchises. SelectQuote Local requires an investment of $74K – $114K while H&R Block requires $34K – $159K. H&R Block has SBA lending data on file with a 5.6% charge-off rate. FranchiseVerdict rates SelectQuote Local D (Below average) and H&R Block B (Above average).
| Metric | SelectQuote Local | H&R Block |
|---|---|---|
| Verdict Grade | DBelow averageBelow average | BAbove averageAbove average |
| Investment Range | $74K – $114K | $34K – $159K |
| Franchise Fee | $55K | $3K |
| Royalty Rate | 20% of Net Revenues on Health/Life Insurance Products in initial term (30% of Net Revenues on Health renewal terms); subject to Minimum Royalty. 'Net Revenues' = Commissions and administrative fees net of reversals, i.e. a commission base, not gross | 40.0% |
| Average Revenue (Item 19) | N/An=1 | N/A |
| SBA Charge-Off Rate | N/A | 5.6% (54 loans) |
| Total Units | 1 | 8,688 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2026 | 2008 |
| FDD Year | 2026 | 2025 |
Investment Range
$74K – $114K
$34K – $159K
Franchise Fee
$55K
$3K
Royalty Rate
20% of Net Revenues on Health/Life Insurance Products in initial term (30% of Net Revenues on Health renewal terms); subject to Minimum Royalty. 'Net Revenues' = Commissions and administrative fees net of reversals, i.e. a commission base, not gross
40.0%
Average Revenue (Item 19)
N/An=1
N/A
SBA Charge-Off Rate
N/A
5.6% (54 loans)
Total Units
1
8,688
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2026
2008
FDD Year
2026
2025