Panera Bread vs Jack in the Box
Franchise Comparison 2026
Both Panera Bread and Jack in the Box are quick-service restaurants franchises. Panera Bread requires an investment of $1.3M – $4.7M while Jack in the Box requires $1.9M – $4.0M. In terms of revenue, Panera Bread reports higher average unit revenue at $2.7M. Jack in the Box has SBA lending data on file with a 0.0% charge-off rate. FranchiseVerdict rates Panera Bread A (Top Quintile) and Jack in the Box A (Top Quintile).
| Metric | Panera Bread | Jack in the Box |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $1.3M – $4.7M | $1.9M – $4.0M |
| Franchise Fee | $35K | $50K |
| Royalty Rate | 5.0% | 5.0% |
| Average Revenue (Item 19) | $2.7M | $1.9M |
| SBA Charge-Off Rate | Limited data | 0.0% (46 loans) |
| Total Units | 2,206 | 2,136 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1993 | 1971 |
| FDD Year | 2025 | 2026 |
Investment Range
$1.3M – $4.7M
$1.9M – $4.0M
Franchise Fee
$35K
$50K
Royalty Rate
5.0%
5.0%
Average Revenue (Item 19)
$2.7M
$1.9M
SBA Charge-Off Rate
Limited data
0.0% (46 loans)
Total Units
2,206
2,136
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1993
1971
FDD Year
2025
2026