PacLease vs LINE-X
Franchise Comparison 2026
Both PacLease and LINE-X are automotive franchises. PacLease requires an investment of $554K – $904K while LINE-X requires $402K – $1.0M. LINE-X has SBA lending data on file with a 13.9% charge-off rate. FranchiseVerdict rates PacLease B (Above Average) and LINE-X F (Bottom Quintile).
| Metric | PacLease | LINE-X |
|---|---|---|
| Verdict Grade | BAbove AverageAbove Average | FBottom QuintileBottom Quintile |
| Investment Range | $554K – $904K | $402K – $1.0M |
| Franchise Fee | $4K | $50K |
| Royalty Rate | 1.0% | 6.0% |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | N/A | 13.9% (204 loans) |
| Total Units | 457 | 142 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1980 | 1999 |
| FDD Year | 2026 | 2026 |
Investment Range
$554K – $904K
$402K – $1.0M
Franchise Fee
$4K
$50K
Royalty Rate
1.0%
6.0%
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
N/A
13.9% (204 loans)
Total Units
457
142
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1980
1999
FDD Year
2026
2026