Bottom line
- Total investment $554K – $904K including a $4K franchise fee, 1.0% ongoing royalty.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated STRONG with a risk score of 54/100.
- System growing at 960% CAGR over 3 years with 457 total units — strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one PacLease unit return on the cash you put in?
Unlevered ROIC · per unit
20%
Below typical band (30–60%)
Overview
About
PacLease franchisees operate commercial vehicle leasing businesses, managing fleet acquisition, maintenance, customer acquisition, and lease administration. Day-to-day work involves sales, customer service, logistics coordination, and equipment management in a capital-intensive, lease-based revenue model.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 6 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
PacLease presents moderate-to-cautionary risk due to missing financial disclosure, unprotected territories, and slow growth, though the low franchise fee and declining royalties at scale are attractive structural elements.
Score breakdown · what drove the 54 / 100 rating
- 01MINORNo average revenue or net income disclosure (Item 19) prevents ROI validation and profitability assessment
- 02MINORUnprotected territory creates direct competition risk between franchisees in same market
- 03MINORModest 4.1% YoY unit growth suggests slow system expansion and potential market saturation
- 04MINORShort 3-year term limits long-term business stability and requires frequent renewal negotiations
- 05MINORTiered royalty structure (1% → 0.5% → 0%) incentivizes revenue reporting opacity above $6M threshold
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
95 numbers
One-time purchase · CSV download · Validation questions included
FDD download
PacLease · FDD (2026) PDF