Is North Central Insulation or Waterloo Turf cheaper to open?

North Central Insulation costs $87,450–$170,000 and Waterloo Turf costs $106,300–$151,500 to open (FDD Item 7). North Central Insulation has the lower entry cost.

Which is the better franchise, North Central Insulation or Waterloo Turf?

FranchiseVerdict grades North Central Insulation D and Waterloo Turf C, from FDD Items 5–7, 19–21 and SBA loan performance. See the full side-by-side above.

North Central Insulation vs Waterloo Turf

Franchise Comparison 2026

Both North Central Insulation and Waterloo Turf are home services franchises. North Central Insulation requires an investment of $87K – $170K while Waterloo Turf requires $106K – $152K. FranchiseVerdict rates North Central Insulation D (Below average) and Waterloo Turf C (Average).

Metric	North Central Insulation	Waterloo Turf
Verdict Grade	DBelow averageBelow average	CAverageAverage
Investment Range	$87K – $170K	$106K – $152K
Franchise Fee	$40K	$59K
Royalty Rate	2.0%	6.0%
Average Revenue (Item 19)	N/A	N/ACompany-owned only · n=2
SBA Charge-Off Rate	N/A	Limited data
Total Units	7	5
Unit Growth (YoY)	N/A	N/A
Year Began Franchising	2025	2024
FDD Year	2025	2025