Is North Central Insulation or That 1 Painter cheaper to open?

North Central Insulation costs $87,450–$170,000 and That 1 Painter costs $113,000–$142,000 to open (FDD Item 7). North Central Insulation has the lower entry cost.

Which is the better franchise, North Central Insulation or That 1 Painter?

FranchiseVerdict grades North Central Insulation C and That 1 Painter A, from FDD Items 5–7, 19–21 and SBA loan performance. See the full side-by-side above.

North Central Insulation vs That 1 Painter

Franchise Comparison 2026

Both North Central Insulation and That 1 Painter are home services franchises. North Central Insulation requires an investment of $87K – $170K while That 1 Painter requires $113K – $142K. That 1 Painter discloses average revenue of $666K; North Central Insulation makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Note: Averaged per franchisee, not per outlet - not comparable with per-outlet figures. FranchiseVerdict rates North Central Insulation C (Average) and That 1 Painter A (Strongest tier).

Metric	North Central Insulation	That 1 Painter
Verdict Grade	CAverage	AStrongest tier
Investment Range	$87K – $170K	$113K – $142K
Franchise Fee	$40K	$59K
Royalty Rate	2.0%	6.0%
Average Revenue (Item 19)	N/ANo Item 19 representation	$666KPer franchisee, not per outlet
SBA Charge-Off Rate	N/A	Limited data
Total Units	7	271
Unit Growth (YoY)	+0 units	+203 units
Year Began Franchising	2025	2021
FDD Year	2025	2025