Motto Mortgage vs ERA Real Estate
Franchise Comparison 2026
Both Motto Mortgage and ERA Real Estate are real estate franchises. Motto Mortgage requires an investment of $56K – $240K while ERA Real Estate requires $33K – $260K. ERA Real Estate has SBA lending data on file with a 27.3% charge-off rate. FranchiseVerdict rates Motto Mortgage D (Below average) and ERA Real Estate C (Average).
| Metric | Motto Mortgage | ERA Real Estate |
|---|---|---|
| Verdict Grade | DBelow averageBelow average | CAverageAverage |
| Investment Range | $56K – $240K | $33K – $260K |
| Franchise Fee | $35K | $25K |
| Royalty Rate | $2,500 per month flat fee plus 25 basis points per closed transaction per month; increases by $250 per additional loan originator beyond 7; may increase by up to 10% annually | 6.0% |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | Limited data | 27.3% (11 loans) |
| Total Units | 171 | 464 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2016 | 1996 |
| FDD Year | 2025 | 2024 |
Investment Range
$56K – $240K
$33K – $260K
Franchise Fee
$35K
$25K
Royalty Rate
$2,500 per month flat fee plus 25 basis points per closed transaction per month; increases by $250 per additional loan originator beyond 7; may increase by up to 10% annually
6.0%
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
Limited data
27.3% (11 loans)
Total Units
171
464
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2016
1996
FDD Year
2025
2024