Maaco vs Valvoline Instant Oil Change
Franchise Comparison 2026
Both Maaco and Valvoline Instant Oil Change are automotive franchises. Maaco requires an investment of $196K – $4.0M while Valvoline Instant Oil Change requires $192K – $3.5M. In terms of revenue, Valvoline Instant Oil Change reports higher average unit revenue at $1.7M. On SBA loan performance, Valvoline Instant Oil Change has a lower charge-off rate (5.4%) compared to Maaco (17.4%). FranchiseVerdict rates Maaco B (Above Average) and Valvoline Instant Oil Change A (Top Quintile).
| Metric | Maaco | Valvoline Instant Oil Change |
|---|---|---|
| Verdict Grade | BAbove AverageAbove Average | ATop QuintileTop Quintile |
| Investment Range | $196K – $4.0M | $192K – $3.5M |
| Franchise Fee | $45K | $30K |
| Royalty Rate | 8.0% | 6.0% |
| Average Revenue (Item 19) | $1.6M | $1.7M |
| SBA Charge-Off Rate | 17.4% (612 loans) | 5.4% (61 loans) |
| Total Units | 363 | 2,039 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1972 | 1988 |
| FDD Year | 2025 | 2026 |
Investment Range
$196K – $4.0M
$192K – $3.5M
Franchise Fee
$45K
$30K
Royalty Rate
8.0%
6.0%
Average Revenue (Item 19)
$1.6M
$1.7M
SBA Charge-Off Rate
17.4% (612 loans)
5.4% (61 loans)
Total Units
363
2,039
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1972
1988
FDD Year
2025
2026