Lendio vs DCAP Insurance / The Tax Zone
Franchise Comparison 2026
Both Lendio and DCAP Insurance / The Tax Zone are financial services franchises. Lendio requires an investment of $46K – $117K while DCAP Insurance / The Tax Zone requires $62K – $110K. FranchiseVerdict rates Lendio A (Strongest tier) and DCAP Insurance / The Tax Zone B (Above average).
| Metric | Lendio | DCAP Insurance / The Tax Zone |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | BAbove averageAbove average |
| Investment Range | $46K – $117K | $62K – $110K |
| Franchise Fee | $46K | $25K |
| Royalty Rate | 30.0% | The Tax Zone royalty fee is 20% of annual Gross Sales. |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | N/A | N/A |
| Total Units | 121 | 37 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2016 | 1982 |
| FDD Year | 2022 | 2023 |
Investment Range
$46K – $117K
$62K – $110K
Franchise Fee
$46K
$25K
Royalty Rate
30.0%
The Tax Zone royalty fee is 20% of annual Gross Sales.
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
N/A
N/A
Total Units
121
37
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2016
1982
FDD Year
2022
2023