Keystone Insurers Group vs Liberty Tax Service
Franchise Comparison 2026
Both Keystone Insurers Group and Liberty Tax Service are financial services franchises. Keystone Insurers Group requires an investment of $27K – $99K while Liberty Tax Service requires $50K – $71K. Liberty Tax Service discloses average revenue of $165K; Keystone Insurers Group makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Note: Reported as net sales, not gross sales. Liberty Tax Service has SBA lending data on file with a 11.7% charge-off rate. FranchiseVerdict rates Keystone Insurers Group B (Above average) and Liberty Tax Service B (Above average).
| Metric | Keystone Insurers Group | Liberty Tax Service |
|---|---|---|
| Verdict Grade | BAbove average | BAbove average |
| Investment Range | $27K – $99K | $50K – $71K |
| Franchise Fee | $5K | $25K |
| Royalty Rate | Monthly Service Fee based on Gross Premium tiers: $881/month (under $1M premium) to $3,524/month (up to $50M), plus $55.06 per additional $1M of Gross Premium above $50M | 14.0% |
| Average Revenue (Item 19) | N/ANo Item 19 representation | $165K |
| SBA Charge-Off Rate | Limited data | 11.7% (264 loans) |
| Total Units | 302 | 1,663 |
| Unit Growth (YoY) | -18 units | -149 units |
| Year Began Franchising | 1999 | 1997 |
| FDD Year | 2025 | 2026 |
Investment Range
$27K – $99K
$50K – $71K
Franchise Fee
$5K
$25K
Royalty Rate
Monthly Service Fee based on Gross Premium tiers: $881/month (under $1M premium) to $3,524/month (up to $50M), plus $55.06 per additional $1M of Gross Premium above $50M
14.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
$165K
SBA Charge-Off Rate
Limited data
11.7% (264 loans)
Total Units
302
1,663
Unit Growth (YoY)
-18 units
-149 units
Year Began Franchising
1999
1997
FDD Year
2025
2026